Access cash today
from your home’s equity
Unlock your home’s value to get cash right now – up to $300,000
to be used however you like, in exchange for a portion of your home’s equity.
and we may share in the loss if it depreciates in value.
ensuring that our interests are aligned.
Because HomeFunds is an investor in your home, there are no monthly loan payments and no added debt. Better yet, HomeFunds cash often frees homeowners to pay down actual debts, improving your cash flow and financial well-being.
Since we are not a bank and this is not a loan, our qualification criteria is different. We have more flexibility to work with you.
Get cash in your pocket while continuing to live in your home. Best of both worlds.
Since you are not selling a majority stake of your home, most states allow you to keep the same property tax basis.
We invest in Single Family Residences, Rentals, Condos, Apartments and Townhomes. Funding within days.
Pay us back up to 10 years later. We are investors alongside you.
Step By Step
You request an Investment and can get instant pre-approval and learn how much funding is available. Pre-approval is absolutely free, does not affect your credit score & takes under a minute.
Fill out an application and upload documentation so that we can finalize your offer. Speak with a home investment manager who can answer any questions.
Depending on your home’s value & your submitted application, we will determine your funding amount & the percentage of your home’s equity you’re agreeing to exchange for a HomeFunds investment.
A 3% – 5% transaction fee and escrow fee will be deducted. We will then file a transaction record with the County Recorder. Once you accept your Investment Offer, we will wire your funds to you.
Within the next 10 years, you can buy out the HomeFunds investment – most commonly through a home sale or refi – and we are then automatically paid from the escrow proceeds. We are investors alongside you, and you remain in the driver’s seat. Sell when you are ready.